What happens to Social Security when you die?

By : Raam Dhakad

KYD - Personal Finance

Image Credit : Pixabay.com

The end of a person's life does not mean the end of their Social Security payments.

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Depending on factors such as income and dependents, Social Security checks may be issued to someone else even after the original recipient passes away.

If you work and pay into Social Security, part of those taxes go toward survivor benefits, meaning your surviving spouse, children and parents may also be eligible for payments based on your earnings

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Similarly, you and your family may be eligible for benefits based on someone else's death – as long as the deceased worked long enough to qualify for benefits.

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If you don't have a survivor or dependent, payments stop straight away.

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Whenever someone dies, the Social Security office must be notified immediately.

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This is usually handled by the funeral home, which sends in a form called a description of death by the funeral director.

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If it doesn't, you'll need to call the SSA -- you can't report the death or apply for survivor benefits online.

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If you need to report a death or apply for survivor benefits, call 1-800-772-1213 (TTY 1-800-325-0778) between 8 AM and 7 PM, Monday through Friday Do it.

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